Whole Life Insurance vs Buy Term & Invest | Which Retirement Strategy Wins?

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In this episode of the Truth Concepts series with Todd Langford, they discuss the benefits of using whole life insurance as part of an investment strategy. They compare two scenarios: one where a person buys term insurance and invests the difference, and another where a person uses whole life insurance. They analyze the distribution phase of retirement and show that the person with whole life insurance can have a higher spendable income, even with a smaller asset base. They also highlight the importance of the death benefit in unlocking additional assets and protecting against inflation.

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