Life Insurance and the True Rates of Return

People ask me every day why I am such a proponent of whole life insurance. I get questions like “Caleb, I don’t understand how the AND asset (whole life insurance) grows, or I don’t understand how to invest it, and I don’t understand the Rates of Return.”   

In today's Better Wealth Episode I breakdown actual numbers, because I what you to walk away with 3 understandings; first you will learn what internal rate of return is (the actual growth rate of Life insurance); second, bi-term invested differences and finally you will learn the differences between an OR Asset and an AND Asset. 

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