Episode 847
Infinite Banking with Mass Mutual (Complete Company Review)
Is infinite banking with Mass Mutual a good company for infinite banking? In this video, Caleb Guilliams and Alden Armstrong review Mass Mutual Insurance Company for Infinite Banking, breaking down the companies COMDEX ratings, dividend performance, best policy designs, pros and cons, and more!
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00:00 Introduction
01:00 Mass Mutual Company Overview
01:37 Financial Strengths and Performance
03:32 Loan Recognition and Ratings
05:07 IBC Positioning
09:39 Product Lineup
10:20 Cash Flow Strategy Illustration
16:56 Front-Loaded Strategy Illustration
21:33 10 Pay Product Illustration
23:49 Accessing Cash Value and Loan Features
27:06 Paid-Up Additions (PUA) Riders
28:23 ALIR PUA Rider: The All or Nothing Rider
32:43 PALIR PUA Rider: Planned Additional Life Insurance Supplement
36:09 Additional Features: New York Availability, Survivorship, and Long-Term Care
37:51 Pros and Cons/Agent Perspective
45:06 Conclusion
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*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.